Medicare Advantage Plans are health plan options (like an HMO or PPO) approved by Medicare and offered by private companies. These plans are part of Medicare and are sometimes called “Part C” or “MA Plans.” Medicare pays a fixed amount for your care every month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare. Medicare Advantage Plans provide your Medicare health coverage and usually Medicare drug coverage. They aren’t Medicare Supplement Insurance.
Not all Medicare Advantage Plans work the same way, so find out the plan’s rules before joining. In all plan types, you are always covered for emergency and urgent care.
For more information on plans in your area contact the Senior Advisors Group. You can find a Medicare Supplement Comparison Chart and information about Medicare Advantage Plans, Medicare Supplement Insurance, and Medicare Parts A, B, C, and D on their website. Aetna Medicare plans as well as many others available.
2) Medicare and You 2009; Published by U.S. Department of Health and Human Services;
Center for Medicare and Medicaid Services